Invoice credits and loans in accounting

Accounting – a process whereby the registers of the company’s financial services reflect business transactions related to loans and lending. What is special about these records? Which postings represent long-term liabilities and short-term loans and loans in accounting? First, we will examine some theoretical points in accounting for the commitments involved. Before you think about […]

Is a mortgage loan for everyone still available?

Anyone who has taken out a housing loan in recent years could benefit from particularly favorable conditions. Although it seems that the period of very flexible home loans is coming to an end. 2019 was a grand cru year for people who took out a mortgage loan. They were able to enjoy extremely low interest […]

This way you choose the best loan without a bank

Most people who want to take out a personal loan, for example for the purchase of a car or a fridge, quickly think of the bank. In recent years, however, more and more people have opted not to go there, but with other lenders. The reasons are different: Trust in the bank may be damaged, […]

Cash and credit transactions from banks

Bank as a trading institution can provide customers with a large number of financial services, but 2 main types of operations are carried out – cash and credit. What are the peculiarities of this and others? How can you understand the importance of both types of operations for the development of a credit institution? What […]

What is the difference between a loan and a loan?

Credit and loan – people often use these two terms interchangeably. This is a big mistake, because in fact there are big differences between them. It is worth knowing them, because probably everyone in life will get a loan or a loan. In that case, what is the difference between a loan and a loan? […]

Get a cheaper loan? Avoid these common mistakes

Due to the low interest rate, the threshold for taking out a loan is much smaller than, say, five years ago. Nevertheless, we notice that many people still pay too much for consumer credit. This can be avoided very easily by not falling into the following pitfalls.   1. Take out the wrong loan More […]

The problems of mortgage loans in Russia

The concept of “mortgage” did not appear in Russian so long ago. However, only a few are aware that services have been available since 1917 that enable the country’s residents to take out cash loans for the purchase of housing. It should be noted that such operations were very popular in those days because such […]

What is a responsible loan? Requirements and obligations

When the days of wine and roses in Spain gave way to one of the biggest economic crises the country has experienced and from which it is still recovering, certain financial practices that could be considered as not entirely orthodox came to light. There were few experts and economists who put their hands to the […]